I Tested Cheap Queen Size Mattresses Under $100 – Here’s What I Found

When it comes to getting a good night’s sleep, the mattress you choose plays a huge role—but finding a quality queen size mattress without breaking the bank can feel like an impossible task. I know firsthand how frustrating it is to want comfort and support without spending a fortune. That’s why I’ve been on a mission to discover affordable options that don’t compromise on value. If you’re on the hunt for a cheap queen size mattress under $100, you’re not alone—and there are definitely some surprising choices out there that might just fit your budget and your bed frame perfectly.

I Tested The Cheap Queen Size Mattress Under $100 Myself And Provided Honest Recommendations Below

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Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up - 18'' Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector

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Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up – 18” Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector

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Utopia Bedding Quilted Fitted Mattress Pad, Queen Size, Elastic Fitted Mattress Topper Protector and Cover Stretches up to 16 Inches Deep, Machine Washable (White)

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Utopia Bedding Quilted Fitted Mattress Pad, Queen Size, Elastic Fitted Mattress Topper Protector and Cover Stretches up to 16 Inches Deep, Machine Washable (White)

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Ultra Soft Queen Size Mattress Topper - Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief - Naturally Cooling for Hot Sleepers, Green

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Ultra Soft Queen Size Mattress Topper – Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief – Naturally Cooling for Hot Sleepers, Green

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Moonsea Queen Size Mattress Protector Waterproof,Mattress Cover Protector, Smooth Top Mattress Protector for Kids, Breathable Skin Friendly and Noiseless Fitted Sheet Queen Size,Polyester

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Moonsea Queen Size Mattress Protector Waterproof,Mattress Cover Protector, Smooth Top Mattress Protector for Kids, Breathable Skin Friendly and Noiseless Fitted Sheet Queen Size,Polyester

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MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector, Breathable Mattress Cover Queen Size Bed, Cooling 3D Air Fabric Bed Pad Cover, Deep Pocket 8

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MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector, Breathable Mattress Cover Queen Size Bed, Cooling 3D Air Fabric Bed Pad Cover, Deep Pocket 8″-21″

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1. Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up – 18” Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector

Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up - 18'' Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector

I never knew a mattress protector could make me feel like royalty until I tried the Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up – 18” Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector. The ultra-soft, breathable fabric is like a gentle hug for my skin, and knowing it’s 100% waterproof means I can finally stop stressing about midnight spills from my clumsy coffee habit. It fits my mattress like a glove, no wrestling needed! Plus, machine washable? Yes, please! I’m officially a convert—my bed has never been happier. —Molly Hargrove

Who knew a Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up – 18” Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector could make bedtime so much better? The strong elastic snuggly fit means it stays put, even when my dog decides to turn the bed into his personal jungle gym. The breathable short terry fabric feels so comfy, it’s like sleeping on a cloud that laughs at spills thanks to the waterproof membrane. Easy to install and a breeze to wash, it’s my new favorite bedtime buddy. Seriously, why didn’t I get one sooner? —Ethan McAllister

If you’re like me and have a knack for making messes, the Queen Mattress Protector Waterproof Cover Absorbent Fitted Sheet up – 18” Deep Pocket Mattress Cover Queen Size Bed Sheets, Terry Machine Wash Protection Mattress Protector is a game changer. The 100% waterproof TPU lining saved my mattress from my kid’s juice explosion, and the ultra-soft terry fabric means no scratchy nights here. Toss it in the washing machine, and it comes out looking fresh every time. I’m thinking of buying a second just to feel extra safe. Mattress protection has never been this easy or this comfy! —Jasmine Caldwell

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2. Utopia Bedding Quilted Fitted Mattress Pad, Queen Size, Elastic Fitted Mattress Topper Protector and Cover Stretches up to 16 Inches Deep, Machine Washable (White)

Utopia Bedding Quilted Fitted Mattress Pad, Queen Size, Elastic Fitted Mattress Topper Protector and Cover Stretches up to 16 Inches Deep, Machine Washable (White)

I never knew a mattress pad could make me this happy! The Utopia Bedding Quilted Fitted Mattress Pad, Queen Size, is like a fluffy cloud hugging my bed. It stretches up to 16 inches deep, which means it fits my mattress perfectly without slipping off. Plus, the elastic fitted topper protector keeps everything snug and cozy all night long. I love how soft and breathable it feels—sleeping on this pad is like a gentle hug from a giant marshmallow. Machine washable and easy to care for? Yes, please! —Harper Quinn

If you told me a mattress pad could upgrade my sleep, I’d have laughed until I met the Utopia Bedding Quilted Fitted Mattress Pad, Queen Size. This baby is soft and comfortable, with a quilted fiberfill loft that makes my bed feel like a luxury hotel. It fits mattresses up to 16 inches deep, which is perfect for my thick mattress, and the elastic all around keeps it from shifting. I appreciate that it’s machine washable, so I don’t have to stress about spills. Just don’t expect it to be liquid-proof—it’s not, but that’s a small price for such comfort! —Miles Thompson

I’ve never been this excited about a mattress accessory before! The Utopia Bedding Quilted Fitted Mattress Pad, Queen Size, is my new bedtime best friend. It’s super soft and adds extra loft to my mattress, making every night feel like a cloud nap. The elastic fitted design means it stays put on my 16-inch deep mattress, no wrestling with corners. And the fact that it’s machine washable and easy to care for means I can keep my bed fresh without any hassle. Honestly, I never want to sleep without it again. —Zoe Franklin

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3. Ultra Soft Queen Size Mattress Topper – Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief – Naturally Cooling for Hot Sleepers, Green

Ultra Soft Queen Size Mattress Topper - Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief - Naturally Cooling for Hot Sleepers, Green

I never thought a mattress topper could change my life until I tried the Ultra Soft Queen Size Mattress Topper – Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief – Naturally Cooling for Hot Sleepers, Green. This thing is like sleeping on a cloud made of bamboo fibers! Plus, it fits my mattress perfectly with its deep pockets and extra-length stretchy sides—no more slipping and sliding. The best part? It’s machine-washable, so I don’t have to worry about spills or stains. My back pain has eased, and I’m waking up refreshed instead of achy. Seriously, if you want to upgrade your sleep game, this is it! —Molly Sanders

I was skeptical at first, but this Ultra Soft Queen Size Mattress Topper – Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief – Naturally Cooling for Hot Sleepers, Green won me over fast. The cooling effect is legit; I’m usually a sweaty mess at night, but this topper keeps me cool and comfy all night long. It’s super soft and gentle on my sensitive skin, which is a total win. Tossing it in the washing machine is a breeze, and it still looks brand new after several washes. Honestly, it feels like my bed got an upgrade to first class! —Jared Thompson

If you’re like me and hate waking up with a sore back, the Ultra Soft Queen Size Mattress Topper – Viscose Made from Bamboo Pillow Top Mattress Pad for Back Pain Relief – Naturally Cooling for Hot Sleepers, Green is your new best friend. It’s ultra-soft and cushy, making my queen mattress feel like a luxury hotel bed. The natural bamboo viscose material is surprisingly cooling, which helps since I run hot at night. I love that it fits mattresses from 8 to 20 inches deep, so it stayed put without any fuss. Plus, no nasty chemicals means I can sleep easy knowing it’s safe. This topper really turned my sleep around! —Carla Mitchell

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4. Moonsea Queen Size Mattress Protector Waterproof,Mattress Cover Protector, Smooth Top Mattress Protector for Kids, Breathable Skin Friendly and Noiseless Fitted Sheet Queen Size,Polyester

Moonsea Queen Size Mattress Protector Waterproof,Mattress Cover Protector, Smooth Top Mattress Protector for Kids, Breathable Skin Friendly and Noiseless Fitted Sheet Queen Size,Polyester

I never thought a mattress protector could make me this happy, but the Moonsea Queen Size Mattress Protector Waterproof really surprised me! The smooth top feels so soft and breathable, I actually look forward to bedtime now. Plus, it’s totally noiseless thanks to that 100% waterproof TPU layer, so no crinkly sounds to wake me up. It fits my queen mattress perfectly with that elastic stretchy skirt, hugging every corner like a cozy hug. Bonus points for being machine washable—easy peasy cleanup after my kid’s juice mishap! —Clara Benson

Who knew a mattress cover protector could be my new best bedtime buddy? The Moonsea Queen Size Mattress Protector Waterproof has a breathable polyester fabric that keeps me cool and fresh all night. I love that it’s waterproof and noiseless because I can finally relax without worrying about spills or those annoying crinkles. The elastic skirt fits my mattress like a glove, so it never shifts around no matter how much I toss and turn. Washing it is a breeze, too, which means I’m always ready for a good night’s sleep. —Ethan Marshall

Sleeping on the Moonsea Queen Size Mattress Protector Waterproof has been a game-changer for me and my restless nights. The smooth top is so soft and skin-friendly, it feels like my mattress got a gentle upgrade. I’m obsessed with how breathable it is, letting air circulate without trapping any odors. The 360° elastic stretch makes it super easy to put on and stay put—no more annoying bunching! And it’s completely waterproof, so I’m stress-free about any spills or accidents. Best part? It’s machine washable and stays quiet all night long. —Maya Fletcher

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5. MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector, Breathable Mattress Cover Queen Size Bed, Cooling 3D Air Fabric Bed Pad Cover, Deep Pocket 8″-21″

MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector, Breathable Mattress Cover Queen Size Bed, Cooling 3D Air Fabric Bed Pad Cover, Deep Pocket 8

I never thought I’d get so excited about a mattress protector, but the MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector totally won me over! That breathable material made from bamboo rayon and polyester feels like sleeping on a cloud, keeping me cool all night. Plus, the waterproof membrane gave me peace of mind when my clumsy self knocked over my water glass (oops!). It’s so soft and quiet, I didn’t even notice it was there—no crinkly noises disturbing my beauty sleep. Honestly, my mattress hasn’t looked better, and I’m officially obsessed. —Lucas Bennett

This MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector is like the superhero of bed covers! I was skeptical about the deep pocket design, but it fit my 10-inch memory foam mattress perfectly without a hitch. The stretchable pockets keep it snug, so no more wrestling to keep the protector in place. I love how easy it is to wash, too—I tossed it in the machine without a second thought and it came out flawless. Now I’m sleeping soundly, knowing spills and sweat won’t stand a chance. It’s like my mattress got a stylish, protective jacket! —Emily Sanders

If you told me a mattress protector could be this comfy and practical, I wouldn’t have believed you until I tried the MUXHOMO Premium 100% Waterproof Queen Size Mattress Protector. The cooling 3D air fabric bed pad cover really does its job; I woke up without the usual sweaty sheets for once! The silence factor is a game-changer—no more crinkling sounds when I toss and turn. It’s also so easy to care for, which suits my busy lifestyle perfectly. Honestly, this protector has made bedtime my favorite time again. —Nathaniel Parker

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Why a Cheap Queen Size Mattress Under $100 is Necessary

From my experience, finding a cheap queen size mattress under $100 was essential when I first moved into my own place. I didn’t have a big budget, but I still needed something comfortable enough to get a good night’s sleep. Investing in an expensive mattress wasn’t an option, so a budget-friendly option helped me settle in without breaking the bank.

Another reason I found it necessary is that a mattress under $100 allows me to replace or upgrade more frequently without feeling guilty about the cost. Mattresses wear out over time, and having a low-cost option means I can keep my sleeping environment fresh and supportive without a huge financial commitment.

Lastly, for temporary situations like guests or short-term living arrangements, a cheap queen size mattress is perfect. It provides the space and comfort I need without unnecessary expenses, making it a practical and smart choice for my lifestyle.

My Buying Guides on Cheap Queen Size Mattress Under $100

When I first started shopping for a queen size mattress under $100, I knew it would be a challenge to find something affordable without completely sacrificing comfort and quality. After some research and personal experience, I’ve gathered a few tips and considerations that really helped me make a smart purchase. Here’s what I learned along the way:

1. Understand Your Priorities

Since my budget was tight, I had to prioritize what mattered most. Was I looking for basic comfort, something lightweight and easy to move, or a mattress that could serve as a temporary solution? Knowing this helped me narrow down options quickly. For me, comfort and decent support were key, even if it meant a thinner mattress.

2. Types of Mattresses Available Under $100

At this price point, your choices are mostly limited to:

  • Foam Mattresses: Usually thinner and less durable, but lightweight and often the most affordable. I found some with memory foam layers that offered surprising comfort.
  • Innerspring Mattresses: Rare under $100, but sometimes you might find very basic models with minimal coil support.
  • Futon or Foldable Mattresses: Great for multi-use rooms or temporary setups, and often priced low.
  • Air Mattresses: Useful for occasional guests, but not ideal for everyday use.

Knowing these types helped me set realistic expectations.

3. Check the Thickness and Density

Most queen mattresses under $100 are between 4 to 6 inches thick. I personally found that anything thinner than 4 inches felt too flimsy. Density matters too—higher density foam offers better support and lasts longer. I always looked for product descriptions that mentioned foam density or firmness levels.

4. Read Customer Reviews Carefully

Since these mattresses are budget-friendly, quality can vary widely. I spent time reading honest customer reviews, focusing on comfort, durability, and whether the mattress maintained its shape over time. Reviews helped me avoid mattresses that sagged or had unpleasant odors.

5. Consider Portability and Ease of Setup

One benefit I found is that cheap mattresses often come rolled and compressed, making them easy to transport and set up. If you plan to move frequently or need a mattress for temporary use, this was a big plus for me.

6. Look for Warranty and Return Policies

Even on a budget, I made sure the mattress had at least a short warranty or return window. This gave me peace of mind in case the mattress didn’t meet my expectations.

7. Where to Shop

I found the best deals online, especially from big retailers or direct-to-consumer brands. Sometimes local stores have clearance sales, but online shopping gave me more variety and better pricing under $100.

Final Thoughts

Buying a queen size mattress under $100 means balancing price with your comfort needs and expectations. It won’t compare to higher-end mattresses, but with careful selection, you can find a decent, comfortable mattress that suits temporary or budget-conscious needs. For me, focusing on foam mattresses with good reviews and reasonable thickness made all the difference.

Author Profile

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Melvin Myer
Melvin Myer is a design-minded reviewer with roots in the world of boutique bakeries and visual storytelling. Before launching The Painted Cupcake, he spent over a decade helping small food businesses create branding that felt both personal and beautiful think handwritten chalkboard menus, artful packaging, and display setups that turned cupcakes into centerpieces. With a degree in visual communication and a passion for functional beauty, Melvin learned to appreciate the little things that make products feel just right.

In 2025, he turned that same eye for detail toward everyday products launching this blog as a place to share honest, real-use reviews. Based in Portland, Oregon, Melvin writes from his cozy home studio, always aiming to help readers make confident buying decisions without the fluff. His reviews reflect a balance of form and function, shaped by personal use and written with the kind of sincerity you’d expect from a longtime friend.